Building a Bridge to Your Financial Future One Penny at a Time

Holistic Planning. Fee-only. No Commissions. No Misguided Intentions.

Our Services

Ongoing Financial Planning

Starting at $250/month

We’ll work together to clarify your goals, build a comprehensive financial plan, and tackle areas like cash flow, debt, savings, investments, retirement, estate, and tax planning. I’ll guide you through implementation, monitor progress, and adjust as life changes. With unlimited access via email, phone, or video chat, you’ll have support every step of the way. Monthly fees apply, and you can cancel anytime after the first year.

Project-Based Financial Planning

Starting at $1,500

Ideal for those seeking a comprehensive plan, help with a specific need, or a second opinion. This option doesn’t include ongoing support or implementation, but you’re welcome to return for future needs or switch to ongoing planning anytime. You’ll have full access via email, phone, or video chat during the project.

Your Financial Planner

I’m Dedrick Curtis, founder and lead planner at Penny Earned Financial. After dedicating 20 years to helping others improve their lives, I founded Penny Earned to provide honest, transparent financial guidance that truly puts people first. Too often, I saw traditional financial advising prioritize sales over solutions, and I knew there had to be a better way.

As a Veteran and Military Spouse, I have a deep understanding of the unique financial challenges faced by those who serve. That’s why I specialize in working with service members, veterans, and anyone striving for a brighter financial future. As a CERTIFIED FINANCIAL PLANNER® professional, I’m committed to upholding the fiduciary standard, always acting in your best interests.

My mission is to help you confidently navigate life’s financial decisions with clarity and purpose. Ready to take the next step? Schedule a free consultation today, and let’s build a bridge to your best self.

Schedule your free, no-obligation assessment today to see if we are a good fit for your needs.

Let’s Chat!