Building a Bridge to Your Financial Future One Penny at a Time
Holistic Planning. Fee-only. No Commissions. No Misguided Intentions.
Our Services
Ongoing Financial Planning
Starting at $250/month
We’ll work together to clarify your goals, build a comprehensive financial plan, and tackle areas like cash flow, debt, savings, investments, retirement, estate, and tax planning. I’ll guide you through implementation, monitor progress, and adjust as life changes. With unlimited access via email, phone, or video chat, you’ll have support every step of the way. Monthly fees apply, and you can cancel anytime after the first year.
Project-Based Financial Planning
Starting at $1,500
Ideal for those seeking a comprehensive plan, help with a specific need, or a second opinion. This option doesn’t include ongoing support or implementation, but you’re welcome to return for future needs or switch to ongoing planning anytime. You’ll have full access via email, phone, or video chat during the project.
Your Financial Planner
You didn’t get where you are by making average decisions. So why settle for average financial advice?
I’m Dedrick Curtis, founder of Penny Earned Financial. I’m a Navy veteran, Army spouse (yes, football season gets heated), and a CERTIFIED FINANCIAL PLANNER™ professional who believes your financial plan should actually fit your life, not a sales quota.
I work with high-performing military families and professionals navigating life transitions, especially military medical providers, LGBTQ+ families, first-gen professionals, and anyone carving a path no one in their family has walked before.
You might be juggling big responsibilities: rotations, deployments, new kids, new jobs, aging parents, or just trying to get your financial life to match your ambition. I bring clarity, strategy, and zero judgment to that process.
Penny Earned is 100% virtual, fee-only, and built for people who want smart, practical advice without the fluff. No commissions. No product pushing. No “recommended” insurance policies you didn’t ask for.
Whether you need a one-time plan or ongoing support, I’ll help you get organized, gain confidence, and make money decisions with purpose.
My mission is to help you confidently navigate life’s financial decisions with clarity and purpose. So if you’ve been waiting for a planner who gets where you’re coming from, you’re in the right place. Ready to take the next step? Schedule a free consultation today, and let’s build a bridge to your best self.
Schedule your free, no-obligation assessment today to see if we are a good fit for your needs.